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How to Apply Installment Without Credit Card

Step 1.


Get Phone First Pay Later! 

Choose your prefer product at with minimum RM1000. Insert your total amount of purchase and select installment period to calculate estimated installment amount. Click on "Apply Here Now" at the same page in-order to apply the installment.


Step 2.


Kindly fill up the application form as provided accordingly. Buyer need to make sure all the information fill in application form is correct and valid. JCL will verify buyer details during approval process.

Step 3.


After submit the application form, kindly prepare document support required in-order submit to JCL. Document needed such as

  • I/C Front and Back Photocopy,
  • Latest Pay Slip,
  • Latest Bank Transaction Statement (Desktop Mode),
  • EPF Statement,
  • Water /Electricity Bills / TM Unifi Bills.



Step 4.


Redclick will contact buyer within 2 working days in-order buyer can arrange time to visit any Redclick retail shop or outlet for documentation submission as per required. 

Step 5.


After submited all document required, within 3 working days buyer will be informed to visit Redclick retail shop or outlet for sign installment agreement and get goods on the spot.